Housing is rarely affordable for families, especially for low to moderate income families. A major challenge for many potential homeowners is the ability to accumulate enough savings for down payment and closing costs; the ability to save enough funds may seem overwhelming. Most of these families feel that home ownership is an unattainable goal.
D&E has designed the following types of housing education, to help transform the mindsets of these individuals and assist them in believing that they can become a part of the “American Dream” of Home ownership!
The Homebuyer’s Club was created to assist prospective homebuyers with credit and financial challenges prepare for homeownership. This club was designed to guarantee that prospective homebuyers facing these challenges would become familiar with the home buying process over 6 to 18 months.
D&E aides prospective homebuyers in achieving the “American Dream of Homeownership” with sessions that include:
Instruction from housing counselors
Advice from industry professionals
Tools to manage finances
Acquiring skills to establish budgets
Educational information to improve credit score
At D&E we are committed to assisting you in improving your credit knowledge and health. Through our educational approach to Credit Counseling you will develop a comprehensive understanding of the credit fundamentals. Additionally, in these 3 sessions we will instruct you on how to obtain, correct, and maintain a good credit profile. Upon completion of Credit Counseling you will be equipped with the tools to rebuild and maintain a positive credit profile for life.